
“Technikabank” OJSC started to apply one of the main instruments for the risk management, the stress testing of the financial sustainability of the market and position of the bank.
Stress testing that is widely spread in the international financial practice is one of the most effective analytical instruments for the risk management ensuring the assessment of the potential loses of the loan institutions in cases of the possible decrease and rough changes in the separate indexes of the economy.
Such stress tests are carried out by all of the big banks. Applying of this practice switch the bank to a new level in risk management and ensure maximal financial security.
Taking into consideration of the need in timely finding out the possible risks Technikabank started to apply stress testing with the purpose of making timely reaction to any accidental changes in the financial market and taking adequate measures for reducing their influence in the activity of the bank.
Thus bank tries to ensure the maximal security of the interests and funds of its depositors, customers and shareholders.